Our Founders

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Mr. Santosh Ashok Deshpande (ARN - 95967) is a seasoned financial advisor with nearly 20 years in the industry. Starting as a Relationship Manager at India Bulls Securities in 2005, he progressed to Branch Manager at IIFL Ltd (2006–2014), managing diverse portfolios including equities, commodities, mutual funds, and insurance. Since 2014, he has worked independently, specializing in mutual funds and insurance products, and has been an accredited Agency Manager with Care Health Insurance since 2017.

Under his leadership, Sainandan Financial Services manages over ₹80 crore in mutual funds, serves 750+ clients from 400+ families, and supports 170+ active health insurance policies. With ₹56+ lakhs in settled health claims, Mr. Deshpande is known for trusted, reliable service and deep financial expertise.

  1. India Bulls

    Relationship Manager
    IndiaBulls
    (2006-2007)

  2. India Bulls

    Branch Manager
    IIFL
    (2007-2014)

  3. India Bulls

    Insurance Agent
    Niva Health Insurance
    (2013-)

  4. India Bulls

    MF Distributor
    Prudent
    (2014-)

  5. India Bulls

    Insurance Agent
    CARE
    (2017 -)

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Sai Santosh Deshpande has over five years of part-time experience in financial services, working with Sainandan Financial Services under expert guidance. Since 2022, he’s been a Mutual Fund Distributor focused on helping clients grow their investments with personalized strategies.

In addition, Santosh became a licensed Insurance Agent in 2024 (ARN 95697), offering clients a full range of financial solutions. His combined expertise ensures comprehensive advice tailored to each client’s needs.

  1. India Bulls

    MF Distributor
    Prudent
    (2022-)

  2. India Bulls

    Insurance Agent
    CARE
    (2022-)

  3. India Bulls

    Insurance Agent
    Tata AIA
    (2024-)


Our Mission

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At Sainandan Financial Services, our mission is to help individuals and families achieve lasting financial security through personalized, transparent, and expert advice. We specialize in mutual funds, health insurance, term insurance, and more — always tailoring our solutions to each client's unique goals.

We believe that true financial well-being comes from clarity, consistency, and care. That’s why Sainandan Financial Services is committed to educating and empowering clients—not just selling products. With over 18 years of experience, we bring deep market knowledge and a human touch to every financial decision.

Our Vision

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We envision a future where every Indian household feels confident in their financial choices. Backed by over 18 years of industry experience, we aim to be a trusted partner for life — known for integrity, relationship-driven service, and a deep commitment to client well-being.

Our vision is to build a financially aware and resilient India—one family at a time. We strive to be more than advisors; we aim to be lifelong partners in our clients' financial journeys, offering guidance rooted in trust, empathy, and proven expertise.

Why Choose Us ?

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With over 18 years of hands-on experience, we offer personalized, transparent, and expert financial guidance backed by a strong track record. From mutual funds to insurance, we focus on building long-term relationships — not just portfolios — so you can make confident, well-informed decisions at every stage of life.

  • ✅ Personalized Financial Solutions – Tailored plans that fit your unique goalsn
  • ✅ Transparent Advice – Honest guidance with no hidden agendas
  • ✅ Efficient Claim Support – Stable, secure, returns
  • ✅ Long-Term Relationship Building –Quick, hassle-free assistance when you need it most.
  • ✅ Retirement & Insurance – Committed to your growth, year after year

Knowledge Partner

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We have tied up with WebClass.in, a Bengaluru-based online training and research institution in the field of Capital Markets. It is going to be a valuable aide to our family of investors and partners in getting interpretations and analyses about Capital Markets and Indian Economy. Visit Them At www.webclass.in