Most Indians are either unaware of health insurance benefits or unclear on how to use their policies. In rural areas, over half don’t even know how to buy one, and many policyholders don’t fully understand what their plans cover.
This confusion leads to claim rejections, poor usage of existing policies, and hesitation to invest in proper coverage — all of which can turn a health crisis into a financial disaster. It's critical to act before that happens.
Medical expenses in India are rising rapidly, making healthcare unaffordable for many.
Paying medical bills without insurance can drain your savings instantly.
Government hospitals often struggle to handle the huge patient load.
Medical emergencies are unpredictable and can happen when least expected.
Rapid changes in lifestyle have led to a surge in chronic diseases across India.
Waiting to buy health insurance can backfire as premiums rise sharply with age.
As of 2025, roughly 50% of India’s population is covered by some form of health insurance. This includes public schemes like Ayushman Bharat and private plans, marking a significant improvement in healthcare protection.
However, the other half remains uninsured, leaving millions vulnerable to massive out-of-pocket expenses during medical emergencies. Expanding insurance coverage is now an urgent priority for financial security and health access.