The National Pension Scheme (NPS) is a government-backed retirement plan that helps individuals save regularly to build a pension fund for their retirement years. Contributions are invested in a mix of equities, government bonds, and corporate securities.
NPS offers market-linked returns and tax benefits under Section 80CCD, encouraging disciplined saving and growth. It’s a modern way to prepare financially for a secure retirement.
NPS helps you build a financial cushion for your post-retirement years, ensuring you have a steady income and remain financially independent.
NPS invests your contributions in a mix of equities, government bonds, and corporate debt, offering the potential for higher returns compared to traditional fixed-income schemes.
NPS offers attractive tax deductions, helping you reduce your taxable income while saving for retirement in a disciplined manner.
NPS is one of the most cost-effective retirement investment options in India, while offering flexibility in how and where your money is invested.
NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA), ensuring transparency, security, and trust in how your retirement funds are managed.
NPS is designed to stay with you throughout your career, regardless of job changes or location shifts, making it ideal for today’s mobile workforce.